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How does the Piggy Bank Work

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Whenever players buy something in the Horse sales, the seller only receives <=90% of the actual price. 10% go to the Piggy Bank. When the Piggy Bank is full, with a combination of Equus and Passes, for a short amount of time we will be able to use the two announced BMI by paying Equus instead of Passes.
When you want to use a BMI and you don't have it in your inventory, you'd have to pay some Passes. If the item is one of the currently supported ones, another option appears: to pay Equus instead.
Just as when you pay Passes, you can't buy these items for your inventory though. You can only use them immediately.

The BMI being supported by the Piggy Bank are two random BMI out of a list of several BMI that may appear.